Monroe County property record for 1234 Raffy Rd, Summerland Key, FL 33042 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1987 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $401,000 (Aug 2010) |
| Tax Bill | $3,739 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00174660-000000 |
| Primary APN | 00174660-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,000 sqft (0.413 acres) |
| Porch | Open Porch |
| Porch Area | 792 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1226726 |
|---|---|
| Old Parcel Number | 29662800174660000000 |
| Street Address | 1234 RAFFY RD |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 SACARMA PB-2-48 CUDJOE KEY OR8-263 OR459-106 OR8-263/64 OR823-1323 OR1574-645 OR1778-578 OR2021-793 OR2460-860/92F/J |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | SACARMA |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
Source: Monroe County records · APN 00174660-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1234 RAFFY RD, SUMMERLAND KEY, FL 33042-6000 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 · Amount on Record |
| Deed Sale | Aug 30, 2010 · Amount on Record |
| Prior Sale | Jul 06, 2004 · Amount on Record |
| Deed Document Number | 1803812 |
| Deed Book / Page | 2481 / 0867 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432,366 (+5.99%) | $1,336,133 (-11.68%) Land $1,044,000 Building $292,133 | |
| 2024 | $3,739.00 (+5.09%) | ||
| 2023 | $3,558.00 (+2.95%) Homeowner's exemption | $407,943 (+3%) | $1,512,913 (-0.22%) Land $1,234,800 Building $278,113 |
| 2022 | $3,456.00 Homeowner's exemption | $396,062 | $1,516,294 Land $1,234,800 Building $281,494 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879715011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 501 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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