Monroe County property record for 21956 Raffy Rd, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 544 sqft · built 2019 |
| Lot Size | 2.01 acres (87,897 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,608 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00175380-000101 |
| Primary APN | 00175380-000101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 544 sqft Living Area |
| Gross Area | 867 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,897 sqft (2.01 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 323 sqft |
| Porch | Slab |
| Patio Area | 690 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 8955860 |
|---|---|
| Street Address | 21956 RAFFY RD |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | PART OF THE WEST 1/2 LYING SOUTH OF HIGHWAY PLAT OF SURVEY PB4-25 CUDJOE KEY OR179-518 OR208-336 OR251-35 OR288-10 OR922-904 OR1139-2414 OR1613-1646 OR1613-1649 OR1910-1353 OR1910-1356 OR2069-2419 OR2271-2177 OR3117-1000 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | SACARMA, PLAT OF SURVEY |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4115 EAGLE AVE, KEY WEST, FL 33040-4526 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0031171000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 3, 2021 |
| Property Address | 21956 RAFFY RD, SUMMERLAND KEY, FL 33042 |
| Document Number | 0031171000 |
| Book / Page | 3117 / 1000 |
| Map Reference | MB 4 PG 25 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2333413 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4155 EAGLE AVE, KEY WEST, FL 33040-4526 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,608.00 (+8.66%) | $658,537 (+8.53%) Land $409,746 Building $248,791 | $658,537 (+8.53%) Land $409,746 Building $248,791 |
| 2024 | $5,161.00 (+9.58%) | ||
| 2023 | $4,710.00 (+4.76%) | $606,760 (-0.04%) Land $372,505 Building $234,255 | $606,760 (-0.04%) Land $372,505 Building $234,255 |
| 2022 | $4,496.00 | $606,980 Land $372,505 Building $234,475 | $606,980 Land $372,505 Building $234,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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