2195 Valley Rd, Osage Beach, MO 65065 Property Records

Camden County property record for 2195 Valley Rd, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,406 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 3.0 05.3 000.0 003 009.001`

Property Details

APN / Parcel Number

Primary APN	`08 3.0 05.3 000.0 003 009.001`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,406 sqft Gross Area
Basement Area	312 sqft

Exterior

Year Built	Built 1970
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2195 VALLEY RD
City	OSAGE BEACH
State	MO
Zip	65065-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57
Legal Subdivision	ECHO VALLEY SUB
Legal Lot Number	57
Jurisdiction	CAMDEN MO
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1002
Census Tract	950202

Owner

2195 Valley Rd is owned by a company that acquired it in April 2022.

Source: Camden County records, as of November 7, 2025

Owner of Record	Company Name on File
Mailing Address	568 CORNETT BRANCH RD, LAKE OZARK, MO 65049-9300
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022
Deed Sale	Apr 29, 2022
Deed Document Number	0000870578
Deed Book / Page	870 / 578
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Apr 29, 2022
Property Address	2195 VALLEY RD, OSAGE BEACH, MO 65065-3802
Document Number	000870/578
Book / Page	870 / 578
Map Reference	MB 8 PG 27
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 CORNETT BRANCH RD, LAKE OZARK, MO 65049-9300

Mortgage

Document Number	0000344490
Date	Apr 29, 2022
Instrument	344/490

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	2195 VALLEY RD, OSAGE BEACH, MO 65065-3802
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 VALLEY RD, OSAGE BEACH, MO 65065-3802

Mortgage

Document Number	000343/653
Date	Mar 8, 2022
Book Page	343/653

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2195 Valley Rd was $1,445.

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00	$34,050	$179,211
2023		$34,050 (-)	$179,211 (-)
2022	$1,512.00	$34,050	$179,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2195 Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 30 condo units
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2195 Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENINSULA SUBD private · serves 75 people · EPA ID MO3031349
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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