2185 Valley Rd, Osage Beach, MO 65065 Property Records

Camden County property record for 2185 Valley Rd, Osage Beach, MO 65065

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,248 sqft · built 1973
Lot Size0.386 acres (16,814 sqft)
Owner2 Individual Names on Record
Last Sale$965,846 (May 2023)
Tax Bill$1,855 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08 3.0 05.3 000.0 003 008.000

Property Details

APN / Parcel Number

Primary APN08 3.0 05.3 000.0 003 008.000

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,248 sqft Gross Area
1st Floor Area1,624 sqft
Basement Area1,624 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area16,814 sqft (0.386 acres)
Lot Dimensions165 ft deep x 19 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2185 VALLEY RD
CityOSAGE BEACH
StateMO
Zip65065-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54, PT LOT 55
Legal Range16W
Legal Township39N
Legal Section05
Legal SubdivisionECHO VALLEY
Legal Lot Number54,55
JurisdictionCAMDEN MO
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1002
Census Tract950202

Owner

Source: Camden County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address215 N WHISPERING HILLS DR, NAPERVILLE, IL 60540-4032
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2023 · Amount on Record
Deed SaleMay 23, 2023 · Amount on Record
Prior SaleMay 3, 2019 · Amount on Record
Deed Book / Page885 / 665
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN MO
Recording DateMay 23, 2023
Property Address2185 VALLEY RD, OSAGE BEACH, MO 65065-3802
Document Number000885/665
Book / Page885 / 665
Map ReferenceMB 8 PG 27
Instrument DateMay 19, 2023
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyINTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54858 250TH ST, GLENWOOD, IA 51534-5057

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 N WHISPERING HILLS DR, NAPERVILLE, IL 60540-4032

Mortgage

Document Number0000348689
DateMay 23, 2023
Instrument348///689
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
Unified School DistrictCamdenton R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,855.00 (-4.48%)$43,720 (-)$230,105 (-)
2023$43,720 (-)$230,105 (-)
2022$1,942.00$43,720$230,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies39 units insured
incl. 30 condo units
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENINSULA SUBD
private · serves 75 people · EPA ID MO3031349
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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