Camden County property record for 2157 Valley Rd, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,984 sqft · built 1991 |
| Lot Size | 0.333 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,071 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 3.0 05.3 000.0 003 002.000 |
| Primary APN | 08 3.0 05.3 000.0 003 002.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Gross Area |
| Basement Area | 238 sqft |
| Year Built | Built 1991 |
|---|---|
| Construction Type | Frame |
| Lot Area | 14,549 sqft (0.333 acres) |
| Lot Dimensions | 85 ft deep x 150 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2157 VALLEY RD |
|---|---|
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 47, LOT 48 |
| Legal Subdivision | ECHO VALLEY |
| Legal Lot Number | 47,48 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950202 |
2157 Valley Rd, a single family home, is owned by two individuals.
Source: Camden County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12519 G58 HWY, INDIANOLA, IA 50125-8849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000722798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 2157 VALLEY RD, OSAGE BEACH, MO 65065-3802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | ARROWHEAD TITLE |
| Name | Verified Name |
|---|---|
| Address | 12519 G58 HWY, INDIANOLA, IA 50125-8849 |
| Document Number | 000342/192 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 342/192 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 2157 Valley Rd was $3,071.
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,071.00 | $72,380 | $380,947 |
| 2023 | $69,130 (-) | $363,842 (-) | |
| 2022 | $3,071.00 | $69,130 | $363,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2157 Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 39 units insured incl. 30 condo units |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2157 Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENINSULA SUBD private · serves 75 people · EPA ID MO3031349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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