2195 Ross Estates Dr, Hamilton, OH 45013 Property Records

Butler County property record for 2195 Ross Estates Dr, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,697 sqft · built 2005
Lot Size	0.367 acres (16,030 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Mar 2006)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K4620-101.000-011`

Property Details

APN / Parcel Number

Primary APN	`K4620-101.000-011`
Alternative APNs	`0003900` `92995` `93913`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	625 sqft
1st Floor Area	625 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,030 sqft (0.367 acres)
Lot Dimensions	170 ft deep x 87.5 ft wide
Garage Area	389 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Deck Area	32 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003900
Old Parcel Number	K4620101.000011
Street Address	2195 ROSS ESTATES DR
City	HAMILTON
State	OH
Zip	45013-8051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 ENT ROSS ESTATES SEC 1
Legal Subdivision	ROSS ESTATES
Legal Lot Number	11
Jurisdiction	BUTLER OH
Township / Civil Division	ROSS
Census Block Group	4
Census Block	4009
Census Tract	14900

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2195 ROSS ESTATES DR, HAMILTON, OH 45013-8051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIAMI UNIVERSITY COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2006 · Amount on Record
Deed Sale	Mar 3, 2006 · Amount on Record
Prior Sale	Jan 7, 2005
Deed Document Number	200600013303
Deed Book / Page	7706 / 2437
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2195 ROSS ESTATES DR, HAMILTON, OH 45013-8051
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003412
Date	Jan 21, 2022
Book Page	9797/196
Instrument	2022-00003412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	292 Months
Due	May 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2195 ROSS ESTATES DR, HAMILTON, OH 45013-8051
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018088
Date	Apr 2, 2021
Book Page	9621/1540
Instrument	2021-00018088

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Feb 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2195 ROSS ESTATES DR, HAMILTON, OH 45013-8051
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028060
Date	May 14, 2021
Book Page	9651/1248
Instrument	2021-00028060

Lender

Name	MIAMI UNIVERSITY COMMUNITY FCU
Type	Credit Union
Address	OXFORD, OH 45056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Jul 15, 2031

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Ross Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+1.6%)	$108,660 (-) Land $23,420 Building $85,240	$310,430 (-) Land $66,900 Building $243,530
2023	$4,187.00 (+22.86%)	$108,660 (+35.4%) Land $23,420 Building $85,240	$310,430 (+35.41%) Land $66,900 Building $243,530
2022	$3,408.00	$80,250 Land $23,420 Building $56,830
2020			$229,260 Land $66,900 Building $162,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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