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2194 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2194 Big Buck Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,035 sqft · built 2006
Lot Size0.176 acres (7,666 sqft)
Owner2 Individual Names on Record
Last Sale$356,000 (Nov 2024)
Tax Bill$4,894 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Apr 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-26-30-0563-0001-0030

Property Details

APN / Parcel Number

Primary APN26-26-30-0563-0001-0030
Alternative APNs
  • 263026056300010030
  • 135995

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,035 sqft Living Area
Gross Area2,587 sqft
1st Floor Area2,035 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,666 sqft (0.176 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area132 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2194 BIG BUCK DR
CitySAINT CLOUD
StateFL
Zip34772-8222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionDOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 3
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionDOE RUN AT DEER CREEK
Legal Tract563
Legal Block30
Legal Lot Number3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1507 SUN MEADOW DR, ORLANDO, FL 32824-5098
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2024Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 4, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Document Number2024145158
Deed Book / Page6696 / 1048
Prior Transfer DateDec 15, 2023
Prior Transfer Doc0065771754
Record UpdatedSep 20, 2026

November 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 14, 2024
Property Address2194 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number0066961048
Book / Page6696 / 1048
Map ReferenceMB 17 PG 165
Instrument DateAug 8, 2024
Instrument2024145158
Transaction TypeTransfer
Record UpdatedDec 3, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,492.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1507 SUN MEADOW DR, ORLANDO, FL 32824-5098

Mortgage

Document Number2024145159
DateNov 14, 2024
Instrument2024145159
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2054

Mortgage

Document Number0066961074
DateNov 14, 2024
Book Page6696/1074
Instrument2024145160
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 4, 2024
Property Address2194 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number0065771754
Book / Page6577 / 1754
Map ReferenceMB 17 PG 165
Instrument DateDec 15, 2023
Instrument2024043399
Transaction TypeTransfer
Record UpdatedJun 4, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2194 BIG BUCK DRIVE, SCOTTSDALE, AZ 85261

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 16, 2018
Property Address2194 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number0053671418
Book / Page005367 / 001418
Instrument DateJul 13, 2018
Instrument108120
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,540.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,894.00 (-13.26%)$316,300 (+5.47%) Land $70,000 Building $246,300$316,300 (+5.47%) Land $70,000 Building $246,300
2024$5,642.00 (+19.89%)
2023$4,706.00 (+16.43%)$299,900 (+30.85%) Land $60,000 Building $239,900$299,900 (+30.85%) Land $60,000 Building $239,900
2022$4,042.00$229,200 Land $55,000 Building $174,200$229,200 Land $55,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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