2170 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2170 Big Buck Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,408 sqft · built 2006
Lot Size	0.176 acres (7,666 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2024)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0563-0001-0060`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0563-0001-0060`
Alternative APNs	`263026056300010060` `135998`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	2,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,666 sqft (0.176 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2170 BIG BUCK DR
City	SAINT CLOUD
State	FL
Zip	34772-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 6
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	DOE RUN AT DEER CREEK
Legal Tract	563
Legal Block	60
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records · APN 26-26-30-0563-0001-0060

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 NOSTRAND AVE, STATEN ISLAND, NY 10314-3245
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 06, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 24, 2020	Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SV 2006-18 (CT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2024 · Amount on Record
Deed Sale	Feb 06, 2024 · Amount on Record
Prior Sale	Sep 06, 2006 · Amount on Record
Deed Document Number	202415939
Deed Book / Page	6545 / 2457
Prior Transfer Date	Aug 29, 2023
Prior Transfer Doc	0064651854
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number	0000080908
Book / Page	6990 / 2889
Instrument Date	Jun 18, 2026
Instrument	202680908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 NOSTRAND AVE, STATEN ISLAND, NY 10314-3245

Mortgage

Document Number	0000080908,
Date	Jun 19, 2026
Book Page	6990/2889
Instrument	202680908

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 06, 2024
Property Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number	0065452457
Book / Page	6545 / 2457
Map Reference	MB 17 PG 165-171
Instrument Date	Jan 31, 2024
Instrument	2024015939
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3860 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 NOSTRAND AVE, STATEN ISLAND, NY 10314-3245

Mortgage

Document Number	0065452459
Date	Feb 06, 2024
Instrument	6545/2459

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2023
Property Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number	0064651854
Book / Page	6465 / 1854
Map Reference	MB 17 PG 165-171
Instrument Date	Aug 29, 2023
Instrument	2023113668
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2170 BIG BUCK DR, SAINT CLOUD, FL 34772-8222
Document Number	0057132299
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 BIG BUCK DR ST CLOUD FL 347728222, ST CLOUD, FL 34772-8222

Mortgage

Document Number	0057132299
Date	Apr 27, 2020
Book Page	005713/002299
Instrument	56798

Lender

Name	SPECIALIZED LN SV 2006-18 (CT)
Address	8742 LUCENT BLVD # 300, HIGHLANDS RANCH, CO 80129-2386

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,547.00 (+315.68%)	$365,600 (+155.78%) Land $70,000 Building $295,600	$365,600 (+2.52%) Land $70,000 Building $295,600
2024	$1,575.00 (+3.89%)
2023	$1,516.00 (-0.52%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$142,936 (+3%)	$356,600 (+32.03%) Land $60,000 Building $296,600
2022	$1,524.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$138,773	$270,100 Land $55,000 Building $215,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Big Buck Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures