Osceola County property record for 2181 Big Buck Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 2007 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Company Name on Record |
| Last Sale | $251,000 (May 2019) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0563-0001-0650 |
| Primary APN | 26-26-30-0563-0001-0650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 2,110 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 185 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2181 BIG BUCK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 65 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | DOE RUN AT DEER CREEK |
| Legal Tract | 563 |
| Legal Block | 650 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2701 SWOOP CIR, KISSIMMEE, FL 34741-7833 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUST MORTGAGE LENDING CORP |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUST MORTGAGE LENDING CORP |
| Jul 13, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| May 3, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Document Number | 201961222 |
| Deed Book / Page | 5523 / 570 |
| Last Transfer Date | Jun 21, 2024 |
| Transfer Doc | 0066472368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2181 BIG BUCK DR, SAINT CLOUD, FL 34772-8223 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2701 SWOOP CIR, KISSIMMEE, FL 34741-7833 |
| Document Number | 0058131750 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 5813/1750 |
| Instrument | 2020139643 |
| Name | TRUST MORTGAGE LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33166 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 13, 2019 |
| Property Address | 2181 BIG BUCK DR, SAINT CLOUD, FL 34772-8223 |
| Document Number | 0055230570 |
| Book / Page | 5523 / 0570 |
| Map Reference | MB 17 PG 165-171 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019061222 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2181 BIG BUCK DR, 2181, SAINT CLOUD, FL 34772-8223 |
| Name | Verified Name |
|---|---|
| Address | 13851 AMBERLEIGH RD, ORLANDO, FL 32837-8023 |
| Document Number | 0005523571 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 5523/571 |
| Name | TRUST MORTGAGE LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 2181 BIG BUCK DR, SAINT CLOUD, FL 34772-8223 |
| Document Number | 0051782611 |
| Book / Page | 005178 / 002611 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 102115 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,539.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2181 BIG BUCK DR ST CLOUD FL 347728223, ST CLOUD, FL 34772-8223 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 3, 2017 |
| Property Address | 2181 BIG BUCK DR, SAINT CLOUD, FL 34772-8223 |
| Document Number | 0051411717 |
| Book / Page | 005141 / 001717 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 65126 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,477.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651 |
| Investor | Possibly a Property Investor |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,098.00 (+12.38%) | $340,500 (+5.42%) Land $73,500 Building $267,000 | $340,500 (+5.42%) Land $73,500 Building $267,000 |
| 2024 | $5,426.00 (+7.23%) | ||
| 2023 | $5,060.00 (+16.72%) | $323,000 (+31.89%) Land $63,000 Building $260,000 | $323,000 (+31.89%) Land $63,000 Building $260,000 |
| 2022 | $4,335.00 | $244,900 Land $55,000 Building $189,900 | $244,900 Land $55,000 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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