21936 Freeman Dr, Umatilla, FL 32784 Property Records

Lake County property record for 21936 Freeman Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Dec 2024)
Tax Bill	$2,373 (2024)
Deeds & Mortgages	Oct 2020 Transfer Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-18-27-0100-000-02100`

Property Details

APN / Parcel Number

Primary APN	`10-18-27-0100-000-02100`
Alternative APN	`1725534`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2021
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,296 sqft
Porch	Open Porch
Porch Area	712 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1725534
Street Address	21936 FREEMAN DR
City	UMATILLA
State	FL
Zip	32784-8390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE ACRES LOT 21 PB 21 PG 56 ORB 6451 PG 1246
Legal Range	27E
Legal Township	18S
Legal Section	10
Legal Subdivision	LEE ACRES
Legal Tract	100
Legal Lot Number	21
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2000
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21936 FREEMAN DR, UMATILLA, FL 32784-8390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 22, 2019	Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	2024150567
Deed Book / Page	6451 / 1246
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 19, 2020
Property Address	21936 FREEMAN DR, UMATILLA, FL 32784-8390
Document Number	0055651065
Book / Page	005565 / 001065
Instrument Date	Oct 13, 2020
Instrument	116695
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21936 FREEMAN DR UMATILLA FL 327848390, UMATILLA, FL 32784-8390

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 22, 2019
Property Address	21936 FREEMAN DR, UMATILLA, FL 32784-8390
Document Number	0052260524
Book / Page	5226 / 0524
Map Reference	MB 21 PG 56
Instrument Date	Jan 18, 2019
Instrument	2019008026
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 E 11TH AVE, 1122, MOUNT DORA, FL 32757-5142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21936 FREEMAN DR, UMATILLA, FL 32784-8390

Mortgage

Document Number	2019008027
Date	Jan 22, 2019
Instrument	2019008027

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,206 (+147.21%) Land $227,500 Building $146,706	$374,206 (+78.16%) Land $227,500 Building $146,706
2024	$2,373.00 (+12.57%)
2023	$2,108.00 (+9.62%) Homeowner's exemption	$151,370 (+2.99%)	$210,037 (+27.27%) Land $125,000 Building $85,037
2022	$1,923.00 Homeowner's exemption	$146,970	$165,037 Land $80,000 Building $85,037

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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