Lake County property record for 21728 Freeman Dr, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 1981 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $215,000 (Nov 2013) |
| Tax Bill | $3,514 (2024) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18-27-0100-000-01800 |
| Primary APN | 10-18-27-0100-000-01800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 7,974 sqft |
| Carport | Carport |
| Carport Area | 2,304 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1454603 |
|---|---|
| Street Address | 21728 FREEMAN DR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEE ACRES LOT 18 PB 21 PG 56 ORB 4402 PG 48 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 10 |
| Legal Subdivision | LEE ACRES |
| Legal Tract | 100 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 21728 FREEMAN DR, UMATILLA, FL 32784-8324 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2013 · Amount on Record |
| Deed Sale | Nov 12, 2013 · Amount on Record |
| Prior Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 2013124131 |
| Deed Book / Page | 4402 / 0048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 21728 FREEMAN DR, UMATILLA, FL 32784-8324 |
| Document Number | 0050531431 |
| Book / Page | 005053 / 001431 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21728 FREEMAN DR UMATILLA FL 327848324, UMATILLA, FL 32784-8324 |
| Document Number | 0050531431 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 005053/001431 |
| Instrument | 5143 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,501 (+43.66%) Land $227,500 Building $108,001 | $458,602 (+71.99%) Land $227,500 Building $231,102 | |
| 2024 | $3,514.00 (+15.14%) | ||
| 2023 | $3,052.00 (+13.58%) Homeowner's exemption | $233,531 (+13.09%) | $266,643 (+22.08%) Land $125,000 Building $141,643 |
| 2022 | $2,687.00 Homeowner's exemption | $206,507 | $218,416 Land $80,000 Building $138,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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