21729 Freeman Dr, Umatilla, FL 32784 Property Records

Lake County property record for 21729 Freeman Dr, Umatilla, FL 32784

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 980 sqft · built 1983
Lot Size	4.99 acres (217,418 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,241 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-18-27-0100-000-00400`

Property Details

APN / Parcel Number

Primary APN	`10-18-27-0100-000-00400`
Alternative APNs	`271810010000000400` `1454492`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	980 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	217,418 sqft (4.99 acres)
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Porch	Screened Porch
Porch Area	192 sqft
Utility Building	756 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1454492
Street Address	21729 FREEMAN DR
City	UMATILLA
State	FL
Zip	32784-8325
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	LEE ACRES LOT 4 PB 21 PG 56 ORB 1138 PG 2403 ORB 5479 PG 2476
Legal Range	27E
Legal Township	18S
Legal Section	10
Legal Subdivision	LEE ACRES
Legal Tract	0100
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2000
Census Tract	30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21729 FREEMAN DR, UMATILLA, FL 32784-8325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020
Deed Sale	Jun 3, 2020
Deed Document Number	202059510
Deed Book / Page	5479 / 2476
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0054792476
Record Updated	Jun 8, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jun 3, 2020
Property Address	21729 FREEMAN DR, UMATILLA, FL 32784-8325
Document Number	0054792476
Book / Page	5479 / 2476
Map Reference	MB 21 PG 56
Instrument Date	May 18, 2020
Instrument	2020059510
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21729 FREEMAN DR, UMATILLA, FL 32784-8325

Mortgage

Document Number	0054792478
Date	Jun 3, 2020
Instrument	5479/2478

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,570 (+2.89%)	$264,837 (-) Land $185,500 Building $79,337
2025		$75,390 (+5.97%)	$264,837 (+105.24%) Land $185,500 Building $79,337
2024	$1,241.00 (+19.79%)
2023	$1,036.00 (+19.35%) Homeowner's exemption	$71,140 (+3%)	$129,035 (+34.36%) Land $105,000 Building $24,035
2022	$868.00 Homeowner's exemption	$69,070	$96,035 Land $72,000 Building $24,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeman Dr

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