21923 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 21923 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1972
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$77,900 (Jul 1995)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-329-037`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-329-037`
Alternative APN	`1427329037`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21923 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) LOT 67
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	67
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251700

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 1995 · Amount on Record
Deed Sale	Jul 28, 1995 · Amount on Record
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000044467
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086

Mortgage

Document Number	2102254926
Date	Oct 21, 2021
Book Page	28107/293
Instrument	202102254926

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000021353
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21923 RIDGEWAY ST ST CLAIR SHORES MI 480804086, ST CLAIR SHORES, MI 48080-4086

Mortgage

Document Number	0000021353
Date	Feb 20, 2020
Book Page	026525/000679
Instrument	21353

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2045

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000120738
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21923 RIDGEWAY ST ST CLAIR SHORES MI 480804086, ST CLAIR SHORES, MI 48080-4086

Mortgage

Document Number	0000120738
Date	Oct 31, 2018
Book Page	025659/000206
Instrument	120738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 3, 2017
Property Address	21923 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000044467
Book / Page	024641 / 000244
Instrument Date	Mar 27, 2017
Instrument	44467
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	26510 RIDGEMONT ST ROSEVILLE MI 480663251, ROSEVILLE, MI 48066-3251

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,800 (+5.03%)	$229,600 (+5.03%)
2025	$2,449.00 (+13.43%) Homeowner's exemption	$109,300 (+15.05%)	$218,600 (+15.05%)
2023		$95,000	$190,000
2022	$2,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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