21915 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 21915 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1927
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Oct 2017)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-329-035`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-329-035`
Alternative APN	`1427329035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,107 sqft Living Area
1st Floor Area	738 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21915 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) LOT 69
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	69
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251700

Owner

21915 Ridgeway St is owned and occupied by an individual who bought it in October 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 10, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 12, 2017	Grant Deed, Transfer TITLE CONNECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	20177120960
Deed Book / Page	24989 / 520
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0000073494
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086

Mortgage

Document Number	2102166788
Date	Apr 27, 2021
Book Page	27627/542
Instrument	202102166788

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000004664
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21915 RIDGEWAY ST ST CLAIR SHORES MI 480804086, ST CLAIR SHORES, MI 48080-4086

Mortgage

Document Number	0000004664
Date	Jan 10, 2020
Book Page	026449/000933
Instrument	4664

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 10, 2017
Property Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000120960
Book / Page	024989 / 000520
Instrument Date	Oct 3, 2017
Instrument	120960
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 BRUSH ST DETROIT MI 482264348, DETROIT, MI 48226-4348

Mortgage

Document Number	120961
Date	Oct 10, 2017
Book Page	024989/000522
Instrument	120961

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 12, 2017
Property Address	21915 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4086
Document Number	0000048363
Book / Page	024657 / 000408
Instrument Date	Mar 27, 2017
Instrument	48363
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 TOWN CTR #1490 SOUTHFIELD MI 480751308, 1490, SOUTHFIELD, MI 48075-1308

Tax Assessment & Valuation

The 2025 property tax bill for 21915 Ridgeway St was $2,708 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,500	$217,000
2025	$2,708.00
2023		$97,000	$194,000
2022	$2,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21915 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21915 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeway St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures