Macomb County property record for 21912 Ridgeway St, Saint Clair Shores, MI 48080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,013 sqft · built 1962 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Sep 1996) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-27-330-048 |
| Primary APN | 09-14-27-330-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 1,099 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 239 ft deep x 66 ft wide |
| Garage Area | 863 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21912 RIDGEWAY ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48080-4083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | RIDGEWAY PARK SUBDIVISION (L4, P31) LOTS 121 & 201 |
| Legal Subdivision | RIDGEWAY PARK SUBDIVISION |
| Legal Lot Number | 121,201 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 251700 |
21912 Ridgeway St is owned and occupied by an individual who acquired it in March 2015.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21912 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1996 · Amount on File |
| Deed Sale | Sep 12, 1996 · Amount on File |
| Last Transfer Date | Mar 5, 2015 |
| Transfer Doc | 0000047922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21912 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4083 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21912 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4083 |
| Document Number | 2200119896 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 28867/795 |
| Instrument | 202200119896 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 21912 Ridgeway St was $4,570 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | South Lake Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,900 (+2.73%) | $413,800 (+2.73%) | |
| 2025 | $4,570.00 Homeowner's exemption | $201,400 | $402,800 |
| 2023 | $160,500 | $321,000 | |
| 2022 | $4,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21912 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 21912 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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