2191 Gingerbread Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2191 Gingerbread Ln, Overgaard, AZ 85933

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 1988
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$270,500 (Sep 2021)
Tax Bill$794 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-25-027A

Property Details

APN / Parcel Number

Primary APN206-25-027A

Interior

Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleMobile Home
Construction TypeWood
Roof MaterialBuilt-Up Asphalt
Lot Area24,829 sqft (0.57 acres)

Location & Zoning

Street Address2191 GINGERBREAD LN
CityOVERGAARD
StateAZ
Zip85933-5181
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeC-R
Legal DescriptionSECTION 32,T12N,R17E: BEG SE COR LOT 1, SECTION 32; TH N89DG55'10W 221.53';TH N13DG49'E 136.88'TPOB; TH 13DG49'00E 223.38'; TH N89DG55'30W 140.86'; TH S00DG02'40W 217.00'; TH S89DG55'00E 87.69' TPOB// 1988 CAVCO 24X52 VIN# CAVAZD880427U&X 1230/350-35
Legal Range17E
Legal Township12N
Legal Section32
Legal SubdivisionHES #181
Legal Lot Number1
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2057
Census Tract963700

Owner

Source: Navajo County records · APN 206-25-027A

Assessment roll updated June 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11101 E UNIVERSITY DR, 219, APACHE JUNCTION, AZ 85120-3461
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Warranty Deed, Transfer · Conventional Mortgage
SUN AMERICA MORTGAGE CORP
Sep 19, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number202121868
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateSep 27, 2021
Property Address2191 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Document Number0000021868
Instrument DateAug 24, 2021
Instrument2021-21868
Transaction TypeTransfer
Record UpdatedOct 06, 2021
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4121 W GREENWAY RD, 4121, PHOENIX, AZ 85053-3701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11101 E UNIVERSITY DR LOT 219, 219, APACHE JUNCTION, AZ 85120-3461

Mortgage

Document Number0000021869
DateSep 27, 2021
Instrument2021-21869
Lender
NameSUN AMERICA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateSep 19, 2019
Property Address2191 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Document Number0000014585
Instrument DateJul 22, 2019
Instrument2019-14585
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11549 E KIVA AVE, 11549, MESA, AZ 85209-1406

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4121 W GREENWAY RD, PHOENIX, AZ 85053-3701

Mortgage

Document Number0000014587
DateSep 19, 2019
Instrument2019-14587
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$122,630 (-20.68%) Land $41,902 Building $80,728
2025$794.00 (+4.34%)$15,461 Land $4,039 Building $11,422$154,611 Land $40,392 Building $114,219
2023$761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040179637002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2001 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 87% of the US · above 80% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 119 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Cable One
Fiber
1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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