2177 Gingerbread Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2177 Gingerbread Ln, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 1999
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Jul 2019)
Tax Bill	$932 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-25-034A`

Property Details

APN / Parcel Number

Primary APN	`206-25-034A`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	43,996 sqft

Location & Zoning

Street Address	2177 GINGERBREAD LN
City	OVERGAARD
State	AZ
Zip	85933-5181
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-GENERAL
Legal Description	SEC 32, T12N.R17E: PARCEL A, PER SURVEY 41-90. AKA: BEG NE COR SE 32;TH S0021E 744.5; TH N895510 W 390.92;TH N895510 W 250 .30 TPOB; TH N480342 E 222.66; TH N070549 E 81.07; TH N78 4905 W 20.21;TH N071338 E 114.07; TH N8955 W 164.03; TH S0 0*08
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	HES #181
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2057
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3128, OVERGAARD, AZ 85933-3128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENTS PARTNERS IIS LLC
Dec 10, 2020	Loan Modification, Mortgage · FHA Mortgage THE MONEY SOURCE INC
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
Oct 15, 2018	Warranty Deed, Transfer CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20199795
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2177 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CLEAREDGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014730
Date	Aug 3, 2022
Instrument	2022-14730

Lender

Name	HOMETAP INVESTMENTS PARTNERS IIS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NAVAJO AZ
Property Address	2177 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Document Number	0000001267
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 GINGERBREAD LN OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000001267
Date	Jan 21, 2021
Instrument	1267

Lender

Name	THE MONEY SOURCE INC
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 3, 2019
Property Address	2177 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Document Number	0000009795
Map Reference	MB 41 PG 90
Instrument Date	May 21, 2019
Instrument	2019-09795
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3303 E BASELINE RD # RD119, 3303, GILBERT, AZ 85234-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 GINGERBREAD TRL, OVERGAARD, AZ 85933-5181

Mortgage

Document Number	0000009796
Date	Jul 3, 2019
Instrument	2019-09796

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2018
Property Address	2177 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Document Number	0000016962
Instrument Date	Oct 15, 2018
Instrument	16962
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2812 N NORWALK #103 MESA AZ 852151148, 103, MESA, AZ 85215-1148

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$177,089 (-15.88%) Land $55,777 Building $121,312
2025	$932.00 (+4.37%)	$21,053 Land $5,377 Building $15,676	$210,523 Land $53,767 Building $156,756
2023	$893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000

May also be available: Verizon.

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