2169 Gingerbread Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2169 Gingerbread Ln, Overgaard, AZ 85933

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 2002
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Nov 2005)
Tax Bill$1,294 (2025)
Deeds & MortgagesMar 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN206-25-028

Property Details

APN / Parcel Number

Primary APN206-25-028

Interior

Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Construction TypeWood
Roof MaterialBuilt-Up Asphalt
Lot Area87,120 sqft

Location & Zoning

Street Address2169 GINGERBREAD LN
CityOVERGAARD
StateAZ
Zip85933-5181
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA-GENERAL
Legal DescriptionSECTION 32,T12N,R17E: (IN LOT 1) BEG NE COR SEC 32;TH S0DG21E 74 4.5;TH N89D5510 W ALG FENCE (NLY LINE HES 181) 890.92TPOB; TH N0DG240 E 350;TH S89DG55E 250;TH S0DG240 W 350; TH N89D551 0 W 250TPOBLESS ANY PORTION IN HES 460 EASEMENT OVER N 25 OF E 3
Legal Range17E
Legal Township12N
Legal Section32
Legal SubdivisionHES #181
Legal Lot Number1
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2057
Census Tract963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2169 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2005 · Amount on Record
Deed SaleNov 30, 2005 · Amount on Record
Deed Document Number200535856
Last Transfer DateJul 16, 2025
Transfer Doc0000010643
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address2169 GINGERBREAD LN, OVERGAARD, AZ 85933-5181
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006796
DateMar 31, 2021
Instrument2021-06796
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.32%
Change FrequencyAnnually
Index1-Year CMT

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$233,390 (-16.97%) Land $66,716 Building $166,674
2025$1,294.00 (+4.35%)$28,110 Land $6,431 Building $21,679$281,100 Land $64,311 Building $216,789
2023$1,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Sparklight
Fiber
1,000 / 1,000

May also be available: Verizon.

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