Orange County property record for 2191 Ave Espada, San Clemente, CA 92673
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,398 sqft · built 1981 |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Nov 2021) |
| Tax Bill | $7,883 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 939-681-70 |
| Primary APN | 939-681-70 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2191 AVENIDA ESPADA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-5604 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR 10686 LOT 1 UNIT 170 OF PROJECT LOCATED ON AP 679-031-02 TOGETHER WITH A N UND 1/144 INT IN POR LOT 1 PER #14144-1392 |
| Legal Subdivision | 10686 |
| Legal Tract | 10686 |
| Legal Lot Number | 1 |
| Legal Unit | 170 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 42112 |
Source: Orange County records · APN 939-681-70
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2191 AVENIDA ESPADA # 70, 70, SAN CLEMENTE, CA 92673-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 18, 2020 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 09, 2018 | Grant Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2019 |
| Deed Document Number | 2021000715746 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 23, 2021 |
| Property Address | 2191 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604 |
| Document Number | 0000715746 |
| Map Reference | MB 470 PG 31-40 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021000715746 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2191 AVENIDA ESPADA # 170, 170, SAN CLEMENTE, CA 92673-5604 |
| Document Number | 0000715747 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021000715747 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2191 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000122813 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020000122813 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2191 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000122812 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020000122812 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 2191 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604 |
| Document Number | 0000514486 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 514486 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2191 AVENIDA ESPADA SAN CLEMENTE CA 926735604, SAN CLEMENTE, CA 92673-5604 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 09, 2018 |
| Property Address | 2191 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604 |
| Document Number | 0000125272 |
| Map Reference | MB470 PG31-40 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2018000125272 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4520 N CHELSEA LN, BETHESDA, MD 20814-4749 |
| Document Number | 0000125273 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 2018000125273 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Number | 0000125274 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 2018000125274 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.74% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,883.00 (+3.89%) | $779,987 (+4.04%) Land $646,088 Building $133,899 |
| 2023 | $7,588.00 (+1.95%) | $749,700 Land $621,000 Building $128,700 |
| 2022 | $7,443.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3010036, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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