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2189 Ave Espada, San Clemente, CA 92673 Property Records

Orange County property record for 2189 Ave Espada, San Clemente, CA 92673

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,398 sqft · built 1981
OwnerIndividual Name on File
Tax Bill$6,475 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN939-681-71

Property Details

APN / Parcel Number

Primary APN939-681-71

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,398 sqft Living Area

Exterior

Year BuiltBuilt 1981
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2189 AVENIDA ESPADA
CitySAN CLEMENTE
StateCA
Zip92673-5604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 10686 LOT 1 UNIT 171 OF PROJECT LOCATED ON AP 679-031-02 TOGETHER WITH A N UND 1/144 INT IN POR LOT 1 PER #14144-1392
Legal SubdivisionFAIRE HARBOUR HOMEOWNERS ASSOCIATION
Legal Tract10686
Legal Lot Number1
Legal Unit171
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1033
Census Tract42112

Owner

Source: Orange County records · APN 939-681-71

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Dec 20, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 08, 2020Intrafamily Transfer, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 28, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Jan 08, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2020
Deed SaleApr 08, 2020
Prior SaleDec 17, 2004 · Amount on Record
Deed Document Number2020000159638
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2189 AVENIDA ESPADA 171, 171, SAN CLEMENTE, CA 92673-5604

Mortgage

Document Number0000314071
DateNov 17, 2025
Instrument2025000314071
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 10, 2040

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2189 AVENIDA ESPADA 171, 171, SAN CLEMENTE, CA 92673-5604

Mortgage

Document Number0000759883
DateDec 20, 2021
Instrument2021000759883
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateApr 08, 2020
Property Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
Document Number0000159638
Map ReferenceMB 470 PG 31-40
Instrument DateFeb 14, 2020
Instrument2020000159638
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604

Mortgage

Document Number0000159639
DateApr 08, 2020
Instrument2020000159639
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionORANGE CA
Recording DateJan 28, 2019
Property Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
Document Number0000025592
Instrument DateJan 22, 2019
Instrument25592
Transaction TypeTransfer
Record UpdatedFeb 05, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2189 AVENIDA ESPADA #171 SAN CLEMENTE CA 926735604, 171, SAN CLEMENTE, CA 92673-5604

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionORANGE CA
Recording DateJan 08, 2019
Property Address2189 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5604
Document Number0000005614
Instrument DateJan 02, 2019
Instrument5614
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressMARINE RTE MICA BAY COEUR D ALENE ID 83814, COEUR D ALENE, ID 83814

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,475.00 (+3.93%) Homeowner's exemption$647,435 (+4.04%) Land $511,250 Building $136,185
2023$6,230.00 (+1.96%) Homeowner's exemption$622,296 Land $491,398 Building $130,898
2022$6,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 183 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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