2190 Spruce Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 2190 Spruce Rd, Cimarron, CO 81220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$398,500 (Sep 2019)
Tax Bill$1,826 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR011965

Property Details

APN / Parcel Number

Primary APNR011965
Alternative APN
  • 404906004003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,908 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area747 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area384 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account NumberR011965
Street Address2190 SPRUCE RD
CityCIMARRON
StateCO
Zip81220-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, BLOCK 5, ARROWHEAD, FILING NO. 2, #662487
Legal SubdivisionARROWHEAD FILING 2
Legal Block5
Legal Lot Number11
JurisdictionGUNNISON CO
Township / Civil DivisionSAPINERO
Census Block Group2
Census Block2161
Census Tract963900

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address5600 BUTTERCUP LN, MCKINNEY, TX 75070-7640
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleOct 31, 2013 · Amount on Record
Deed Document Number662487
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUNNISON CO
Recording DateSep 20, 2019
Property Address2190 SPRUCE RD, CIMARRON, CO 81220-9529
Document Number0000662487
Map ReferenceDOC 445678
Instrument DateSep 9, 2019
Instrument662487
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$39.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2190 SPRUCE RD, 2190, CIMARRON, CO 81220-9529

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5600 BUTTERCUP LN, MC KINNEY, TX 75070-7640

Mortgage

Document Number0000662488
DateSep 20, 2019
Instrument662488
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyGunnison County
Unified School DistrictGunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,826.00 (+2.76%)$33,850 (-11.46%) Land $6,690 Building $27,160$541,590 (-5.09%) Land $107,000 Building $434,590
2024$1,777.00 (+1.72%)$38,230 (+10.65%) Land $6,300 Building $31,930
2023$1,747.00 (+29.12%)$34,550 (+50.87%) Land $5,690 Building $28,860$570,630 (+73.21%) Land $94,000 Building $476,630
2022$1,353.00$22,900 Land $3,830 Building $19,070$329,440 Land $55,090 Building $274,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 49% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Nucla-Naturita Telephone Company
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spruce Rd

Nearby Streets

Search Property Records by Address or Parcel Number