Gunnison County property record for 2173 Spruce Rd, Cimarron, CO 81220
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,170 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Nov 2015) |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R012044 |
| Primary APN | R012044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | R012044 |
|---|---|
| Street Address | 2173 SPRUCE RD |
| City | CIMARRON |
| State | CO |
| Zip | 81220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10, BLOCK 10, ARROWHEAD, FILING NO. 2, #636610 |
| Legal Subdivision | ARROWHEAD FILING 2 |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | GUNNISON CO |
| Township / Civil Division | SAPINERO |
| Census Block Group | 2 |
| Census Block | 2414 |
| Census Tract | 963900 |
2173 Spruce Rd is owned by an individual who bought it in November 2015.
Source: Gunnison County records, as of February 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2664 LOOKOUT LN, GRAND JUNCTION, CO 81503-3418 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAN JUAN MOUNTAINS CU |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on File |
| Deed Sale | Nov 18, 2015 · Amount on File |
| Prior Sale | Jul 15, 2010 · Amount on File |
| Deed Document Number | 0636610 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUNNISON CO |
| Property Address | 2173 SPRUCE RD, CIMARRON, CO 81220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GRANTED COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000649814 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 0649814 |
| Name | SAN JUAN MOUNTAINS CU |
|---|---|
| Type | Credit Union |
| Address | MONTROSE, CO 81401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUNNISON CO |
| Property Address | 2173 SPRUCE RD, CIMARRON, CO 81220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000670612 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 670612 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 2173 Spruce Rd was $1,799, up 3.8% from the year before.
Source: Gunnison County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Gunnison County |
| Unified School District | Gunnison Watershed School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,799.00 (+3.81%) | $33,350 (-10.76%) Land $7,440 Building $25,910 | $533,550 Land $119,000 Building $414,550 |
| 2024 | $1,733.00 (+1.76%) | $37,370 (+10.96%) Land $7,940 Building $29,430 | |
| 2023 | $1,703.00 (+43.35%) | $33,680 (+67.48%) Land $7,160 Building $26,520 | $557,690 (+92.76%) Land $118,500 Building $439,190 |
| 2022 | $1,188.00 | $20,110 Land $4,810 Building $15,300 | $289,320 Land $69,170 Building $220,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2173 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2173 Spruce Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVERGREEN LAKE COMPANY private · serves 431 people · EPA ID CO0126121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2022 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | No certified operator May 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Nucla-Naturita Telephone Company DSL | 100 / 20 |
No cell data coverage reported
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