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  2. Maryland
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  4. Edgewater
  5. Spruce Ave

218 Spruce Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 218 Spruce Ave, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,195 sqft · built 1951
Lot Size0.301 acres (13,125 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Aug 2021)
Tax Bill$3,224 (2023)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-046-90019895

Property Details

APN / Parcel Number

Primary APN01-046-90019895
Alternative APNs
  • 104690019895
  • 04690019895

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,195 sqft Total Area
1st Floor Area1,195 sqft
Attic Area500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,125 sqft (0.301 acres)
Deck Area404 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number04690019895
Old Parcel Number104690019895
Street Address218 SPRUCE AVE
CityEDGEWATER
StateMD
Zip21037-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 36 TO 38 BK FF 218 SPRUCE AVE BEVERLEY BEACH
Legal SubdivisionBEVERLEY BEACH
Legal BlockFF
Legal Lot Number36
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2007
Census Tract701201

Owner

Source: Anne Arundel County records · APN 01-046-90019895

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address218 SPRUCE AVE, EDGEWATER, MD 21037-4801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC
Aug 25, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleOct 13, 2016 · Amount on Record
Deed Document Number0003742555
Deed Book / Page37425 / 55
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address218 SPRUCE AVE, EDGEWATER, MD 21037-4801
Transaction TypeMortgage
Record UpdatedNov 06, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 SPRUCE AVE, EDGEWATER, MD 21037-4801

Mortgage

Document Number0417510431
DateOct 21, 2025
Book Page41751/431
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 25, 2021
Property Address218 SPRUCE AVE, EDGEWATER, MD 21037-4801
Document Number0374250055
Book / Page37425 / 55
Map ReferenceMB 11 FO 16
Instrument DateAug 20, 2021
Transaction TypeTransfer
Record UpdatedSep 08, 2021
Title CompanyATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218 SPRUCE AVE, EDGEWATER, MD 21037-4801

Mortgage

Document Number3742561
DateAug 25, 2021
Instrument37425/61
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,224.00$295,300 Land $215,500 Building $79,800$295,300 Land $215,500 Building $79,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 386 locations within half a mile of this property.

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