Anne Arundel County property record for 215 Spruce Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1937 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jan 2015) |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046-03871000 |
| Primary APN | 01-046-03871000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04603871000 |
|---|---|
| Street Address | 215 SPRUCE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 5 6 BK EE BEVERLEY BEACH |
| Legal Subdivision | BEVERLEY BEACH |
| Legal Block | EE |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Nov 29, 2018 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on Record |
| Deed Sale | Jan 7, 2015 · Amount on Record |
| Prior Sale | Oct 2, 2014 · Amount on Record |
| Deed Book / Page | 27948 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 215 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0403550359 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 40355/359 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 215 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0327310060 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 215 SPRUCE AVE EDGEWATER MD 210374803, EDGEWATER, MD 21037-4803 |
| Document Number | 0327310060 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 032731/000060 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 11, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,100 (+13.73%) Land $202,800 Building $153,300 | $356,100 (+13.73%) Land $202,800 Building $153,300 | |
| 2025 | $4,296.00 (+25.65%) | ||
| 2023 | $3,419.00 | $313,100 Land $202,800 Building $110,300 | $313,100 Land $202,800 Building $110,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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