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219 Ridgewood Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 219 Ridgewood Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,073 sqft · built 1927
Lot Size0.381 acres (16,638 sqft)
OwnerIndividual Name on File
Last Sale$1,038,500 (Sep 2007)
Tax Bill$20,533 (2023)
Deeds & MortgagesMar 2025 Line of Credit
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN151-144-19

Property Details

APN / Parcel Number

Primary APN151-144-19

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,073 sqft Heated Area
Gross Area5,760 sqft
1st Floor Area1,620 sqft
Upper Floors Area1,088 sqft
Attic Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsbestos
Lot Area16,638 sqft (0.381 acres)
Garage Area520 sqft
PorchPorch
Porch Area428 sqft
Patio Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-144-19
Street Address219 RIDGEWOOD AVE
CityCHARLOTTE
StateNC
Zip28209-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL4 B9 M3-221
Legal SubdivisionPOPLAR GABLES
Legal Block9
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract2702

Owner

219 Ridgewood Ave is owned and occupied by an individual who bought it in September 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address219 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 29, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2007 · Amount on File
Deed SaleSep 20, 2007 · Amount on File
Deed Document Number0022832513
Deed Book / Page22832 / 513
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address219 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026602
DateMar 24, 2025
Book Page39457/806
Instrument2025026602
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address219 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220505
DateDec 29, 2020
Book Page35484/568
Instrument2020220505
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJan 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 219 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Ridgewood Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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