Mecklenburg County property record for 204 Ridgewood Ave, Charlotte, NC 28209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 6,413 sqft · built 2017 |
| Lot Size | 0.379 acres (16,543 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,472,000 (Apr 2018) |
| Tax Bill | $33,486 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-142-24 |
| Primary APN | 151-142-24 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 6,413 sqft Heated Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Slate |
| Lot Area | 16,543 sqft (0.379 acres) |
| Garage Area | 324 sqft |
| Porch | Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 151-142-24 |
|---|---|
| Street Address | 204 RIDGEWOOD AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28209-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L1 B7 M3-221 |
| Legal Subdivision | POPLAR GABLES |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2702 |
204 Ridgewood Ave is owner-occupied and held in a trust since April 2018.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 11, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Jan 23, 2017 | Warranty Deed, Transfer · Construction Mortgage ROBERT A BARNETT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Prior Sale | Jan 23, 2017 · Amount on File |
| Deed Document Number | 0032594149 |
| Deed Book / Page | 32594 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000042146 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 37164/926 |
| Instrument | 2022042146 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000042146 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 37164/926 |
| Instrument | 2022042146 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000223091 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 35501/708 |
| Instrument | 2020223091 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 11, 2018 |
| Property Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Document Number | 0000042952 |
| Book / Page | 032594 / 000149 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 42952 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | MASTER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,944.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 204 RIDGEWOOD AVE CHARLOTTE NC 282091632, CHARLOTTE, NC 28209-1632 |
| Document Number | 42953 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 032594/000151 |
| Instrument | 42953 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 23, 2017 |
| Property Address | 204 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632 |
| Document Number | 0000009115 |
| Book / Page | 031515 / 000142 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 9115 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,474.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 RIDGEWOOD AVE CHARLOTTE NC 282091632, CHARLOTTE, NC 28209-1632 |
| Document Number | 9116, |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 031515/000144 |
| Instrument | 9116 |
| Name | ROBERT A BARNETT |
|---|---|
| Address | 1636 TWIFORD PL, CHARLOTTE, NC 28207-2346 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 22, 2019 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 204 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 104 (1979–2025) |
| Claims Outside the SFHA | 13 of 104 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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