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225 Ridgewood Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 225 Ridgewood Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,727 sqft · built 1928
Lot Size0.381 acres (16,610 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Dec 2010)
Tax Bill$13,689 (2023)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN151-144-20

Property Details

APN / Parcel Number

Primary APN151-144-20

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,727 sqft Heated Area
Gross Area3,150 sqft
1st Floor Area1,627 sqft
Upper Floors Area1,226 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1928
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,610 sqft (0.381 acres)
Garage Area624 sqft

Exterior Amenities

PorchPorch
Porch Area21 sqft
Deck Area360 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-144-20
Street Address225 RIDGEWOOD AVE
CityCHARLOTTE
StateNC
Zip28209-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL5 B9 M3-221
Legal SubdivisionPOPLAR GABLES
Legal Block9
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract2702

Owner

225 Ridgewood Ave is owned and occupied by two individuals who bought it in December 2010.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address225 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2010 · Amount on File
Deed SaleDec 13, 2010 · Amount on File
Deed Document Number0026139320
Deed Book / Page26139 / 320
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address225 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136193
DateAug 27, 2020
Book Page34979/981
Instrument2020136193
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 225 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Ridgewood Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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