Osceola County property record for 219 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,782 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2020) |
| Tax Bill | $4,272.00 (2025) |
| Primary APN | 012630000104410080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,782 sqft Heated Area |
| Gross Area | 2,569 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Mansard Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 72 sqft Shed |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 219 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADD PB B PGS 61-64 BLK 441 SLY 62.5 FT OF LOT 8 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 441 |
| Legal Lot Number | 2,8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 43400 |
Source: Osceola County records · APN 012630000104410080
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 219 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 11, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Deed Doc Number | 2020168593 |
| Deed Book / Page | 5849 / 2178 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 219 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 219 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0063260749 |
|---|---|
| Date | Dec 08, 2022 |
| Book Page | 6326/749 |
| Instrument | 2022175949 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 219 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0058492178 |
| Book / Page | 5849 / 2178 |
| Map Reference | MB B PG 61 |
| Instrument Date | Nov 14, 2020 |
| Instrument | 2020168593 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4417 13TH ST # ST127, 4417, SAINT CLOUD, FL 34769-6724 |
| Name | Verified Name |
|---|---|
| Address | 219 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0058492180 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 5849/2180 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,272.00 (+6.14%) Homeowner's exemption | $281,577 (+5.99%) | $398,600 (+14.57%) Land $60,000 Building $338,600 |
| 2023 | $4,025.00 (+3.5%) Homeowner's exemption | $265,672 (+3%) | $347,900 (+18.9%) Land $55,000 Building $292,900 |
| 2022 | $3,889.00 Homeowner's exemption | $257,934 | $292,600 Land $50,000 Building $242,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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