200 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 200 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	2,220 sqft Heated Area
Lot Size	17,424 sqft (0.4 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2016)
Tax Bill	$2,906.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`80351`
Alternative APN	`012630000104420010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,220 sqft Heated Area
Gross Area	2,804 sqft Gross Area
1st Floor	1,652 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	150 ft x 115 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	360 sqft Garage

Exterior Amenities

Pool Area	150 sqft Pool
Fence	Fence
Deck Area	200 sqft Deck
Porch	Enclosed Porch
Porch Area	792 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	80351
Street Address	200 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-2228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-B & 62 BLK 442 LOT 1 & ABUTTING VACATED PORTION CYPRESS ST
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	442
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2006
Census Tract	43400

Owner

Source: Osceola County records · APN 80351

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 JERSEY AVE, SAINT CLOUD, FL 34769-2228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Prior Sale	Mar 27, 2008 · Amount on Record
Deed Doc Number	2016100141
Deed Book / Page	4984 / 2928
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	200 JERSEY AVE, SAINT CLOUD, FL 34769-2228
Transaction Type	Mortgage
Record Updated	Aug 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 JERSEY AVE, SAINT CLOUD, FL 34769-2228

Mortgage

Document Number	0060060299
Date	Jul 20, 2021
Book Page	6006/299
Instrument	2021112504

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (+6.49%) Homeowner's exemption	$205,268 (+5.99%)	$346,800 (+15.45%) Land $66,000 Building $280,800
2023	$2,729.00 (+11.39%) Homeowner's exemption	$193,673 (+8.74%)	$300,400 (+23.32%) Land $60,500 Building $239,900
2022	$2,450.00 Homeowner's exemption	$178,108	$243,600 Land $55,000 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.