Osceola County property record for 225 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,296 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2023) |
| Tax Bill | $3,704.00 (2025) |
| Primary APN | 80350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 2,218 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 378 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 544 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 80350 |
|---|---|
| Street Address | 225 JERSEY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61-62 BLK 441 N 62.5 FT LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 441 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 43400 |
Source: Osceola County records · APN 80350
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UMORTGAGE LLC |
| Nov 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDRONE INC |
| Jun 25, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage EVERETT FINANCIAL INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Doc Number | 2023123821 |
| Deed Book / Page | 6476 / 2770 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0064762770 |
| Book / Page | 6476 / 2770 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023123821 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2226 14TH AVE SW, VERO BEACH, FL 32962-7911 |
| Name | Verified Name |
|---|---|
| Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0064762772 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 6476/2772 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0063111310 |
|---|---|
| Date | Nov 04, 2022 |
| Book Page | 6311/1310 |
| Instrument | 2022162618 |
| Name | LOANDRONE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Document Number | 0059890103 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 5989/103 |
| Instrument | 2021099503 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 225 JERSEY AVE, SAINT CLOUD, FL 34769-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0052420795 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 5242/0795 |
| Instrument | 2017165847 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (+134.88%) Homeowner's exemption | $249,867 (+85.47%) | $282,000 (+14.17%) Land $60,000 Building $222,000 |
| 2023 | $1,577.00 (+4.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $134,724 (+3%) | $247,000 (+18.13%) Land $55,000 Building $192,000 |
| 2022 | $1,507.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $130,800 | $209,100 Land $50,000 Building $159,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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