219 E 1st St, Cortez, CO 81321 Property Records

Montezuma County property record for 219 E 1st St, Cortez, CO 81321

Property Summary

Property TypeOffice Building
Details3 bd · 2 ba · 1,596 sqft · built 1930
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$224,400 (Oct 2021)
Tax Bill$1,010 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR009675

Property Details

APN / Parcel Number

Primary APNR009675
Alternative APN
  • 561126316001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,596 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Account NumberR009675
Street Address219 E 1ST ST
CityCORTEZ
StateCO
Zip81321-3704
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeNB
Legal DescriptionSUBDIVISION: TOWN OF CORTEZ LOT: 13-18 BLOCK: 48 E 50FT OF LOTS 13-18 B476 P716 B563 P908
Legal SubdivisionTOWN OF CORTEZ
Legal Block48
Legal Lot Number13-18
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group2
Census Block2008
Census Tract969400

Owner

Source: Montezuma County records · APN R009675

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address219 E 1ST ST, CORTEZ, CO 81321-3704
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Special Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Mar 20, 2019Special Warranty Deed, Transfer · Conventional Mortgage
DENVER LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleMar 20, 2019 · Amount on Record
Deed Document Number2021640763
Record UpdatedJun 08, 2026

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateOct 19, 2021
Property Address219 E 1ST ST, CORTEZ, CO 81321-3704
Document Number640763
Map ReferenceMB 3 PG 36
Instrument DateOct 19, 2021
Instrument640763
Transaction TypeTransfer
Record UpdatedOct 27, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$22.44
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address219 E 1ST ST, CORTEZ, CO 81321-3704

Mortgage

Document Number640764
DateOct 19, 2021
Instrument640764
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateMar 20, 2019
Property Address219 E 1ST ST, CORTEZ, CO 81321-3704
Document Number0000621978
Map ReferenceMB 3 PG 36
Instrument DateMar 20, 2019
Instrument621978
Transaction TypeTransfer
Record UpdatedApr 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4420 JULIAN ST, DENVER, CO 80211-1322

Mortgage

Document Number0000621979
DateMar 20, 2019
Instrument621979
Lender
NameDENVER LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,010.00 (+36.49%)$72,910 (+80.2%) Land $4,013 Building $68,897$251,414 (+80.2%) Land $13,837 Building $237,577
2024$740.00 (+3.21%)$40,460 (-29.29%) Land $7,477 Building $32,983$139,517 (-29.29%) Land $25,782 Building $113,735
2023$717.00 (+7.5%)$57,222 (+41.51%) Land $9,526 Building $47,696$197,319 (+41.51%) Land $32,850 Building $164,469
2022$667.00$40,438 Land $4,350 Building $36,088$139,441 Land $15,000 Building $124,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
ATN International
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
Visionary Communications
Fixed Wireless
100 / 20

May also be available: Farmers Telephone Company, FastTrack Communications, T-Mobile USA.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CORTEZ
serves 8,770 people
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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