Deschutes County property record for 21897 Obsidian Ave, Bend, OR 97702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,320 sqft · built 1985 |
| Lot Size | 19.9 acres (869,893 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,565,000 (Dec 2025) |
| Tax Bill | $7,288 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181201-D0-00101 |
| Primary APN | 181201-D0-00101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 3,941 sqft |
| 1st Floor Area | 2,360 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Lot Area | 869,893 sqft (19.9 acres) |
| Garage Area | 621 sqft |
| Deck Area | 1,295 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 6 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 193389 |
|---|---|
| Street Address | 21897 OBSIDIAN AVE |
| City | BEND |
| State | OR |
| Zip | 97702-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PP1997-30 LOT PARCEL 2 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | PP1997-30 |
| Legal Block | 30 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1901 |
Source: Deschutes County records · APN 181201-D0-00101
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Sep 09, 2021 · Amount on Record |
| Deed Document Number | 202534881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 17, 2025 |
| Property Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Document Number | 0000034881 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025-34881 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Document Number | 0000034882 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-34882 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | SOFR Average 30-Day |
| Margin | 4 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010019 |
|---|---|
| Date | Mar 05, 2020 |
| Instrument | 2020-10019 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 09, 2021 |
| Property Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Document Number | 0000051965 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021-51965 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21897 OBSIDIAN AVE, BEND, OR 97702-9057 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051966 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021-51966 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,288.00 (+4.47%) | $486,564 (+2.94%) | $1,510,440 (-) Land $596,140 Building $914,300 |
| 2024 | $6,976.00 (+6.21%) | $472,647 (+2.95%) | $1,510,440 (-12.64%) Land $596,140 Building $914,300 |
| 2023 | $6,568.00 | $459,097 | $1,729,080 Land $614,080 Building $1,115,000 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 22% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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