21887 Obsidian Ave, Bend, OR 97702 Property Records

Deschutes County property record for 21887 Obsidian Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,362 sqft · built 1984
Lot Size	4.94 acres (215,622 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,691 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181201 D0 00900`

Property Details

APN / Parcel Number

Primary APN	`181201 D0 00900`
Alternative APNs	`R1003181201D000900` `117845`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,362 sqft Living Area
1st Floor Area	1,159 sqft
2nd Floor Area	884 sqft
Fireplace	Single

Exterior

Year Built	Built 1984
Architectural Style	Split Level
Lot Area	215,622 sqft (4.94 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	504 sqft
Patio Area	201 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Account Number	117845
Old Parcel Number	R1003181201D000900
Street Address	21887 OBSIDIAN AVE
City	BEND
State	OR
Zip	97702-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 BLK:2 SUBD:SOMERSET PHASE 1 SEC/TWN/RNG/MER:SEC 01 TWN 18 RNG 12 MAP REF:181201-D0
Legal Range	12E
Legal Township	18S
Legal Section	01
Legal Quarter	SE
Legal Subdivision	SOMERSET PHASE 1
Legal Block	2
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1017
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 9, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST INTERSTATE BANK
Jan 30, 2023	Intrafamily Transfer, Transfer
Jul 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Jan 30, 2023
Last Transfer Date	Mar 9, 2023
Transfer Doc	0000005205
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057

Mortgage

Document Number	0000028637
Date	Oct 31, 2024
Instrument	2024-28637

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057

Mortgage

Document Number	0000017307
Date	Jul 3, 2025
Instrument	2025-17307

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20480 MAZAMBA PLACE, BEND, OR 97702-9809

Mortgage

Document Number	0000006103
Date	Mar 17, 2023
Instrument	2023-06103

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 9, 2023
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Document Number	0000005205
Instrument Date	Mar 9, 2023
Instrument	2023-05205
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000006103
Date	Mar 9, 2023
Instrument	2023-06103

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 30, 2023
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Document Number	0000002184
Instrument Date	Jan 25, 2023
Instrument	2023-02184
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21887 OBSIDIAN AVE, BEND, OR 97702-9057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028155
Date	Jul 10, 2018
Instrument	2018-28155

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,691.00 (+16.46%)	$513,450 (+14.76%)	$1,281,820 (+18.94%) Land $514,610 Building $767,210
2024	$6,604.00 (+6.26%)	$447,420 (+3%)	$1,077,690 (-) Land $473,980 Building $603,710
2023	$6,215.00 (+5.2%)	$434,390 (+6.09%)	$1,077,690 (+37.12%) Land $473,980 Building $603,710
2022	$5,908.00	$409,460	$785,940 Land $355,250 Building $430,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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