21789 Obsidian Ave, Bend, OR 97702 Property Records

Deschutes County property record for 21789 Obsidian Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1975
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Apr 2022)
Tax Bill	$6,386 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181201-C0-04000`

Property Details

APN / Parcel Number

Primary APN	`181201-C0-04000`
Alternative APNs	`R1003181201C004000` `111920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,326 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.34 acres)
Garage Area	690 sqft
Deck Area	Deck Area
Shed	1 Shed
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	111920
Street Address	21789 OBSIDIAN AVE
City	BEND
State	OR
Zip	97702-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	ARROWHEAD ACRES 3RD ADDITION BLOCK 4 LOT 9
Legal Range	12
Legal Township	18
Legal Section	01
Legal Subdivision	ARROWHEAD ACRES 3RD ADDITION
Legal Block	4
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1023
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202215245
Prior Transfer Date	Feb 9, 2007
Prior Transfer Doc	0000009341
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21789 OBSLDIAN AVE, BEND, OR 97702-9056

Mortgage

Document Number	0000014636
Date	Jun 20, 2023
Instrument	2023-14636

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 12, 2022
Property Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056
Document Number	0000015245
Map Reference	CAB B PG 57
Instrument Date	Apr 12, 2022
Instrument	2022-15245
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTYT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056

Mortgage

Document Number	0000015246
Date	Apr 12, 2022
Instrument	2022-15246

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 19, 2021
Property Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056
Document Number	0000024414
Instrument Date	Apr 14, 2021
Instrument	2021-24414
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21789 OBSIDIAN AVE, BEND, OR 97702-9056

Mortgage

Document Number	0000024415
Date	Apr 19, 2021
Instrument	2021-24415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,386.00 (+56.94%)	$426,380 (+54.64%)	$1,184,480 (+57.86%) Land $411,540 Building $772,940
2024	$4,069.00 (+6.27%)	$275,720 (+3%)	$750,320 (-0.89%) Land $364,740 Building $385,580
2023	$3,829.00	$267,690	$757,050 Land $364,740 Building $392,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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