2188 FM 678, Gainesville, TX 76240 Property Records

Cooke County property record for 2188 FM 678, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,879 sqft · built 1973
Lot Size1.82 acres (79,279 sqft)
OwnerIndividual Name on Record
Tax Bill$1,095 (2025)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APN0044-095-00000

Property Details

APN / Parcel Number

Primary APN0044-095-00000
Alternative APN
  • 12759

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,879 sqft Living Area
Gross Area3,031 sqft
1st Floor Area1,879 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area79,279 sqft (1.82 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area599 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0044-095-00000
Street Address2188 FM 678
CityGAINESVILLE
StateTX
Zip76240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAILEY ACC 0044 ACRES 1.82 DEATH DEED FILED
Legal SubdivisionBAILEY ACC
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE SOUTHEAST
Census Block Group2
Census Block2009
Census Tract702

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2118 FM 678, GAINESVILLE, TX 76240-7534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 15, 2007
Transfer Doc0000004316
Record UpdatedSep 20, 2026

May 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCOOKE TX
Recording DateMay 24, 2021
Property Address2188 FM 678, GAINESVILLE, TX 76240
Document Number002420/423
Book / Page2420 / 423
Instrument DateMay 18, 2021
Instrument4316
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address49 CEDARWOOD LN, NOVATO, CA 94947-4799

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 BUCK ST, GAINESVILLE, TX 76240-3002

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,095.00 (+0.55%) Homeowner's exemption Senior Citizen's exemption$298,347 (+21%) Land $104,938 Building $239,693$344,631 (-1.97%) Land $104,938 Building $239,693
2024$1,089.00 (-54.7%)
2023$246,568 Land $97,938 Building $253,633$351,571 Land $97,938 Building $253,633
2022$2,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 63% of Texas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10

May also be available: AT&T, Optimum.

Nearby Properties on FM 678

Nearby Streets

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