2178 FM 678, Gainesville, TX 76240 Property Records

Cooke County property record for 2178 FM 678, Gainesville, TX 76240 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,240 sqft Living Area
Lot Size	65,340 sqft (1.5 acres)
Garage	Carport, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$700.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0044-096-00000`
Alternative APN	`26302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,240 sqft Living Area
Gross Area	3,877 sqft Gross Area
1st Floor	2,240 sqft 1st Floor
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters on the Main Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	65,340 sqft (1.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	400 sqft Garage
Carport	Carport
Carport Area	400 sqft Carport
Total Buildings	2 Total Buildings
Porch Area	168 sqft Porch
Storage Building	120 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0044-096-00000
Street Address	2178 FM 678
City	GAINESVILLE
State	TX
Zip	76240-7534
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	BAILEY ACC 0044 ACRES 1.5 LABEL# RAD0946121 SN1 N224889A
Legal Subdivision	BAILEY ACC
Jurisdiction	COOKE TX
Minor Civil Division	GAINESVILLE SOUTHEAST
Census Blockgroup	2
Census Block	2009
Census Tract	702

Owner

Source: Cooke County records · APN 0044-096-00000

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1486, GAINESVILLE, TX 76241-1486
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Apr 29, 2026
Property Address	2178 FM 678, GAINESVILLE, TX 76240-7534
Document Number	0000003083
Book / Page	2779 / 452
Instrument Date	Apr 23, 2026
Instrument	20263083
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 FM 678, GAINESVILLE, TX 76240-7534

Mortgage

Document Number	0000003083,
Date	Apr 29, 2026
Book Page	2779/452
Instrument	20263083

Lender

Name	US FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2041

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-37.83%) Homeowner's exemption Senior Citizen's exemption	$173,028 (+21%) Land $100,500 Building $201,722	$302,222 (+14.4%) Land $100,500 Building $201,722
2024	$1,126.00 (-21.04%)
2023		$142,998 Land $95,500 Building $168,671	$264,171 Land $95,500 Building $168,671
2022	$1,426.00