2188 E Birch St, Bellingham, WA 98229 Property Records

Whatcom County property record for 2188 E Birch St, Bellingham, WA 98229

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,380 sqft · built 1985
Lot Size	4.44 acres (193,732 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2026)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380328-460484-0019`

Property Details

APN / Parcel Number

Primary APN	`380328-460484-0019`
Alternative APNs	`537555` `72549`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	193,732 sqft (4.44 acres)
Garage Type	Attached

Location & Zoning

Account Number	72549
Street Address	2188 E BIRCH ST, 10A
City	BELLINGHAM
State	WA
Zip	98229-4558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS7.2
Legal Description	SUNRISE TRACT E CONDOMINIUM UNIT A BLDG 10 APT 2188-TOG WI UNDIV INT IN COMMON AREAS DESC AF 1329639- 1329760
Legal Range	03
Legal Township	38
Legal Section	28
Legal Subdivision	SUNRISE TRACT E CONDOMINIUM
Legal Tract	E
Legal Block	2
Legal Unit	A
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2000
Census Tract	803

Owner

2188 E Birch St is owned and occupied by an individual who bought it in July 2026.

Source: Whatcom County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2188 E BIRCH ST, 10A, BELLINGHAM, WA 98229-4558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Dec 28, 2016 · Amount on File
Deed Document Number	2026176
Prior Transfer Date	Apr 2, 2025
Prior Transfer Doc	0000000159
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 2, 2026
Property Address	2188 E BIRCH ST, 10A, BELLINGHAM, WA 98229-4558
Document Number	0000000176
Instrument Date	Jun 24, 2026
Instrument	2026176
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$840,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 E BIRCH ST, 10A, BELLINGHAM, WA 98229-4558

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2188 E BIRCH ST # 10A, 10A, BELLINGHAM, WA 98229-4558
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000064
Date	Oct 1, 2021
Instrument	2021-1000064

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2188 E Birch St was $4,303.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00	$530,915 Land $82,740 Building $448,175	$530,915 Land $82,740 Building $448,175
2022		$473,550 Land $73,800 Building $399,750	$473,550 Land $73,800 Building $399,750
2021	$2,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2188 E Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 E Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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