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2190 E Birch St, Bellingham, WA 98229 Property Records

Whatcom County property record for 2190 E Birch St, Bellingham, WA 98229

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,125 sqft · built 1985
Lot Size4.44 acres (193,732 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Mar 2020)
Tax Bill$4,136 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN380328-460484-0020

Property Details

APN / Parcel Number

Primary APN380328-460484-0020
Alternative APNs
  • 72550
  • 99519

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,125 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area193,732 sqft (4.44 acres)
Garage TypeAttached

Location & Zoning

Account Number72550
Street Address2190 E BIRCH ST, 10B
CityBELLINGHAM
StateWA
Zip98229-4558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS7.2
Legal DescriptionSUNRISE TRACT E CONDOMINIUM UNIT B BLDG 10 APT 2190-TOG WI UNDIV INT IN COMMON AREAS DESC AF 1329639- 1329760
Legal Range03
Legal Township38
Legal Section28
Legal SubdivisionSUNRISE TRACT E CONDOMINIUM
Legal TractE
Legal Block2
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2000
Census Tract803

Owner

2190 E Birch St is owned by an individual who bought it in March 2020.

Source: Whatcom County records, as of December 30, 2025

Owner of RecordIndividual Name on File
Mailing Address2190 E BIRCH ST, 2190, BELLINGHAM, WA 98229-4558
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Line of Credit
WHATCOM EDUCATIONAL CU
Jan 22, 2019Deed of Trust, Mortgage · Line of Credit
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2020 · Amount on File
Deed SaleMar 3, 2020 · Amount on File
Prior SaleMay 17, 2007 · Amount on File
Deed Document Number20203255
Transfer Doc0000003255
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2190 E BIRCH ST # 10B, 10B, BELLINGHAM, WA 98229-4558
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001103255
DateNov 22, 2021
Instrument2021-1103255
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 21, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2190 E BIRCH ST # 10B, 10B, BELLINGHAM, WA 98229-4558
Document Number2190102094
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 E BIRCH ST #10B BELLINGHAM WA 982294558, 10B, BELLINGHAM, WA 98229-4558

Mortgage

Document Number2190102094
DateJan 28, 2019
Instrument102094
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 27, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2190 E Birch St was $4,136.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,136.00$510,230 Land $82,740 Building $427,490$510,230 Land $82,740 Building $427,490
2022$455,100 Land $73,800 Building $381,300$455,100 Land $73,800 Building $381,300
2021$2,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2190 E Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2190 E Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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