2178 E Birch St, Bellingham, WA 98229 Property Records

Whatcom County property record for 2178 E Birch St, Bellingham, WA 98229

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,380 sqft · built 1985
Lot Size	4.44 acres (193,732 sqft)
Owner	Individual Name on File
Last Sale	$597,148 (Nov 2025)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`380328-460484-0014`

Property Details

APN / Parcel Number

Primary APN	`380328-460484-0014`
Alternative APNs	`607407` `538424` `72544`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	193,732 sqft (4.44 acres)
Garage Type	Attached

Location & Zoning

Account Number	72544
Street Address	2178 E BIRCH ST, 7A
City	BELLINGHAM
State	WA
Zip	98229-4558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS7.2
Legal Description	SUNRISE TRACT E CONDOMINIUM UNIT A BLDG 7 APT 2178-TOG WI UNDIV INT IN COMMON AREAS DESC AF 1329639- 1329760
Legal Range	03
Legal Township	38
Legal Section	28
Legal Subdivision	SUNRISE TRACT E CONDOMINIUM
Legal Tract	E
Legal Block	2
Legal Unit	A
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2000
Census Tract	803

Owner

2178 E Birch St is owned by an individual who bought it in November 2025.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	320 W END AVE, 10B, NEW YORK, NY 10023-8112
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Line of Credit LAURIE ULRICH
Nov 24, 2025	Warranty Deed, Transfer MYRON A HOFER TRUST
Mar 21, 2024	Intrafamily Transfer, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jan 25, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Document Number	20251880
Prior Transfer Date	Jan 4, 2024
Prior Transfer Doc	0000001364
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2178 E BIRCH ST, BELLINGHAM, WA 98229-4558
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E BIRCH ST 7A, 7A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	0000802140
Date	Aug 28, 2024
Instrument	2024-0802140

Lender

Name	LAURIE ULRICH
Type	Private Party

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 24, 2025
Property Address	2178 E BIRCH ST, BELLINGHAM, WA 98229-4558
Document Number	0001101880
Map Reference	AF 1329760
Instrument Date	Nov 20, 2025
Instrument	2025-1101880
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,689.24
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W END AVE APT 10B, 10B, NEW YORK, NY 10023-8112

Mortgage

Document Number	0001200158
Date	Nov 24, 2025
Instrument	2025-1200158

Lender

Name	MYRON A HOFER TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	108 Months
Due	Nov 24, 2034

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Mar 21, 2024
Property Address	2178 E BIRCH ST # 7A, 7A, BELLINGHAM, WA 98229-4558
Document Number	0000301364
Map Reference	AF 1329760
Instrument Date	Jan 4, 2024
Instrument	2024-0301364
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E BIRCH ST, BELLINGHAM, WA 98229-4558

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2178 E BIRCH ST # 7A, 7A, BELLINGHAM, WA 98229-4558
Document Number	2200303646
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2178 E BIRCH ST #7A BELLINGHAM WA 982294558, 7A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	2200303646
Date	Mar 31, 2020
Instrument	303646

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 25, 2017
Property Address	2178 E BIRCH ST # 7A, 7A, BELLINGHAM, WA 98229-4558
Document Number	2170102580
Instrument Date	Jan 18, 2017
Instrument	102580
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,223.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2178 E BIRCH ST #7A BELLINGHAM WA 982294558, 7A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	2170102581
Date	Jan 25, 2017
Instrument	102581

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2178 E Birch St was $4,303, up 0.1% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+0.12%)	$530,915 (+1%) Land $82,740 Building $448,175	$530,915 (+1%) Land $82,740 Building $448,175
2024	$4,298.00	$525,641 Land $81,918 Building $443,723	$525,641 Land $81,918 Building $443,723
2022		$473,550 Land $73,800 Building $399,750	$473,550 Land $73,800 Building $399,750
2021	$2,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2178 E Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2178 E Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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