2186 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2186 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,195 sqft · built 2000
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Jun 2007)
Tax Bill$14,612 (2025)
Flood ZoneZone X (minimal risk)
APN09-05-380-019

Property Details

APN / Parcel Number

Primary APN09-05-380-019

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,195 sqft Living Area
Basement Area1,081 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Garage Area823 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address2186 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 112-THORNWOOD
Legal SubdivisionTHORNWOOD SUB
Legal Block5
Legal Lot Number40
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5029
Census Tract852101

Owner

2186 Sutton Dr is owned and occupied by two individuals who bought it in June 2007.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2186 SUTTON DR, SOUTH ELGIN, IL 60177-3264
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2007 · Amount on File
Deed SaleJun 15, 2007 · Amount on File
Prior SaleMar 22, 2000 · Amount on File
Deed Document Number200763722
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2186 Sutton Dr was $14,612 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,612.00 Homeowner's exemption$200,158 (+8.53%) Land $32,333 Building $167,825$600,714 (+8.53%) Land $97,038 Building $503,676
2024$184,427 Land $29,792 Building $154,635$553,502 Land $89,412 Building $464,091
2022$12,441.00 (+4.1%) Homeowner's exemption$148,423 (+4.91%) Land $26,563 Building $121,860$445,269 (+4.91%) Land $79,689 Building $365,580
2021$11,951.00 Homeowner's exemption$141,477 Land $25,320 Building $116,157$424,431 Land $75,960 Building $348,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2186 Sutton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2186 Sutton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Sutton Dr

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