2179 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2179 Sutton Dr, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1999
Lot Size	0.296 acres (12,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2022)
Tax Bill	$12,191 (2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-381-011`

Property Details

APN / Parcel Number

Primary APN	`09-05-381-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
Basement Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,900 sqft (0.296 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2179 SUTTON DR
City	SOUTH ELGIN
State	IL
Zip	60177-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 IN THORNWOOD PHASE I, IN THE VILLAGE OF SOUTH ELGIN, KANE COUNTY, ILLINOIS
Legal Subdivision	THORNWOOD
Legal Phase	1
Legal Block	5
Legal Lot Number	21
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5028
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2179 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	May 7, 2007 · Amount on Record
Deed Document Number	202246914
Prior Transfer Date	Feb 1, 2002
Prior Transfer Doc	0000029943
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2022
Property Address	2179 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Document Number	0000046914
Instrument Date	Aug 9, 2022
Instrument	2022K046914
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 FOUNTAIN ST, PHILADELPHIA, PA 19128-4508

Mortgage

Document Number	0000046915
Date	Sep 21, 2022
Instrument	2022K046915

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate	5.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2179 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051021
Date	Oct 18, 2018
Instrument	2018K051021

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Mar 5, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$188,925 (+8.53%) Land $30,312 Building $158,613	$567,002 (+8.53%) Land $90,972 Building $476,029
2024		$174,077 (+19.59%) Land $27,930 Building $146,147	$522,440 (+19.64%) Land $83,824 Building $438,616
2022	$12,191.00 (+4.1%) Homeowner's exemption	$145,563 (+4.91%) Land $24,902 Building $120,661	$436,689 (+4.91%) Land $74,706 Building $361,983
2021	$11,711.00 Homeowner's exemption	$138,751 Land $23,737 Building $115,014	$416,253 Land $71,211 Building $345,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Sutton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures