2175 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2175 Sutton Dr, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,151 sqft · built 1999
Lot Size	0.296 acres (12,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Oct 2023)
Tax Bill	$15,033 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-454-001`

Property Details

APN / Parcel Number

Primary APN	`09-05-454-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,151 sqft Living Area
Basement Area	1,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,887 sqft (0.296 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2175 SUTTON DR
City	SOUTH ELGIN
State	IL
Zip	60177-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNWOOD PHASE I - LOT 20
Legal Subdivision	THORNWOOD
Legal Phase	1
Legal Block	5
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5028
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5295 MORNINGVIEW DR, HOFFMAN ESTATES, IL 60192-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 15, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 14, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Mar 22, 2021
Deed Document Number	202336657
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000014609
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2023
Property Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Document Number	0000036657
Instrument Date	Aug 18, 2023
Instrument	2023K036657
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249

Mortgage

Document Number	0000036658
Date	Oct 19, 2023
Instrument	2023K036658

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

Interest

Rate	6.62%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 15, 2022
Property Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Document Number	0000014609
Instrument Date	Feb 23, 2022
Instrument	2022K014609
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022103
Date	Mar 22, 2021
Instrument	2021K022103

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031395
Date	Jun 16, 2020
Instrument	2020K031395

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 14, 2020
Property Address	2175 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Document Number	0000052714
Instrument Date	Aug 8, 2020
Instrument	52714
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2175 SUTTON DR SOUTH ELGIN IL 601773249, SOUTH ELGIN, IL 60177-3249

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,033.00 (+2.92%)	$215,128 (+8.53%) Land $30,312 Building $184,816	$645,642 (+8.53%) Land $90,972 Building $554,670
2024	$14,607.00 (+21.61%)	$198,220 (+38.13%) Land $27,930 Building $170,290	$594,898 (+38.19%) Land $83,824 Building $511,074
2022	$12,011.00 (+4.11%) Homeowner's exemption	$143,501 (+4.91%) Land $24,902 Building $118,599	$430,503 (+4.91%) Land $74,706 Building $355,797
2021	$11,537.00 Homeowner's exemption	$136,785 Land $23,737 Building $113,048	$410,355 Land $71,211 Building $339,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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