Okeechobee County property record for 2185 SW 13th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,972 sqft · built 2007 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,300 (Mar 2015) |
| Tax Bill | $6,613 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0A00-00040-F000 |
| Primary APN | 1-20-37-35-0A00-00040-F000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,972 sqft Living Area |
| Gross Area | 6,040 sqft |
| 1st Floor Area | 6,260 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Patio Area | 224 sqft |
| Canopy | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2185 SW 13TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEING THE NORTH 1/2 OF THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 20, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: COMMENCE AT |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2185 SW 13TH ST, OKEECHOBEE, FL 34974-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2015 · Amount on Record |
| Deed Sale | Mar 3, 2015 · Amount on Record |
| Prior Sale | Feb 10, 2015 · Amount on Record |
| Deed Document Number | 20152072 |
| Deed Book / Page | 757 / 262 |
| Prior Transfer Date | Feb 27, 2015 |
| Prior Transfer Doc | 0007570531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2185 SW 13TH ST, OKEECHOBEE, FL 34974-4806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2185 SW 13TH ST, OKEECHOBEE, FL 34974-4806 |
| Document Number | 2021011722 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021011722 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2185 SW 13TH ST, OKEECHOBEE, FL 34974-4806 |
| Document Number | 0007941055 |
| Book / Page | 000794 / 001055 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2185 SW 13TH ST OKEECHOBEE FL 349744806, OKEECHOBEE, FL 34974-4806 |
| Document Number | 0007941055 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 000794/001055 |
| Instrument | 7942 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 9, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,613.00 (+5.59%) Homeowner's exemption | $470,743 (+5.99%) | $868,078 (+12.36%) Land $288,000 Building $580,078 |
| 2023 | $6,263.00 (+4.26%) Homeowner's exemption | $444,151 (+3%) | $772,578 (+19.71%) Land $184,800 Building $587,778 |
| 2022 | $6,007.00 Homeowner's exemption | $431,215 | $645,399 Land $165,600 Building $479,799 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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