Okeechobee County property record for 2074 SW 13th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,276 sqft · built 2021 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jan 2019) |
| Tax Bill | $8,185 (2025) |
| Deeds & Mortgages | Dec 2019 Construction Loan Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0120-00000-0030 |
| Primary APN | 1-20-37-35-0120-00000-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,276 sqft Heated Area |
| Gross Area | 4,675 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 107,593 sqft (2.47 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 256 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2074 SW 13TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAZY OAK (PLAT BOOK 8 PAGE 30) LOT 3 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | LAZY OAK |
| Legal Lot Number | 3 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
2074 SW 13th St is owned and occupied by two individuals who bought it in January 2019.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2074 SW 13TH ST, OKEECHOBEE, FL 34974-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2019 | Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jan 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on File |
| Deed Sale | Jan 15, 2019 · Amount on File |
| Prior Sale | May 5, 2016 · Amount on File |
| Deed Document Number | 2019000529 |
| Deed Book / Page | 0818 / 1294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2074 SW 13TH ST, OKEECHOBEE, FL 34974-4906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012832 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019012832 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 15, 2019 |
| Property Address | 2074 SW 13TH ST, OKEECHOBEE, FL 34974-4906 |
| Document Number | 0008181294 |
| Book / Page | 000818 / 001294 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 529 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2346 SW 28TH AVE OKEECHOBEE FL 349745500, OKEECHOBEE, FL 34974-5500 |
The 2025 property tax bill for 2074 SW 13th St was $8,185 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,185.00 Homeowner's exemption | $637,475 | $823,644 Land $166,560 Building $657,084 |
| 2023 | $8,453.00 (+3.77%) Homeowner's exemption | $601,465 (+3%) | $794,015 (+21.27%) Land $110,418 Building $683,597 |
| 2022 | $8,146.00 Homeowner's exemption | $583,947 | $654,771 Land $98,808 Building $555,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2074 SW 13th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2074 SW 13th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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