Okeechobee County property record for 2182 SW 13th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,422 sqft · built 2024 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Sep 2021) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0120-00000-0010 |
| Primary APN | 1-20-37-35-0120-00000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 2,908 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2182 SW 13TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAZY OAK (PLAT BOOK 8 PAGE 30) LOT 1 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | LAZY OAK |
| Legal Lot Number | 1 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Jun 9, 2023 | Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU |
| Sep 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 202111694 |
| Prior Transfer Date | May 19, 2008 |
| Prior Transfer Doc | 0006581971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Document Number | 0000012919 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025012919 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | ALLY PARKER BROWN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2943 NW 32ND AVE, OKEECHOBEE, FL 34972-1318 |
| Document Number | 0000006824 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023006824 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 376 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Document Number | 0000011694 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021011694 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1988 SW 28TH AVE, OKEECHOBEE, FL 34974-5586 |
| Name | Verified Name |
|---|---|
| Address | 2943 NW 32ND AVE, OKEECHOBEE, FL 34972-1318 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 2182 SW 13TH ST, OKEECHOBEE, FL 34974-4812 |
| Document Number | 0000009157 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 9157 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2515 SW 8TH ST OKEECHOBEE FL 349743902, OKEECHOBEE, FL 34974-3902 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,914.00 (+370.24%) Homeowner's exemption | $346,828 (+426.65%) | $472,313 (+617.19%) Land $94,080 Building $378,233 |
| 2023 | $1,045.00 (+10.7%) | $65,856 (+12%) Land $65,856 | $65,856 (+12%) Land $65,856 |
| 2022 | $944.00 | $58,800 Land $58,800 | $58,800 Land $58,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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