Burke County property record for 2185 Cottage Park Rd, Morganton, NC 28655 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,461 sqft · built 2008 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Sep 2020) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1763183552 |
| Primary APN | 1763183552 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,461 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2185 COTTAGE PARK RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-0093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2185 COTTAGE PARK RD MORGANTON, NC 28655 |
| Legal Subdivision | COTTAGE PARK AT LAKE JAMES |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20203 |
Source: Burke County records · APN 1763183552
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2185 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2020 · Amount on Record |
| Deed Sale | Sep 03, 2020 · Amount on Record |
| Prior Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 202017044341 |
| Deed Book / Page | 2486 / 344 |
| Prior Transfer Date | Aug 07, 2019 |
| Prior Transfer Doc | 0024180848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 03, 2020 |
| Property Address | 2185 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Document Number | 0024860344 |
| Book / Page | 2486 / 344 |
| Map Reference | MB 29 PG 283 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2017044341 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2185 COTTAGE PARK RD, 2185, MORGANTON, NC 28655-0093 |
| Name | Verified Name |
|---|---|
| Address | 2185 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Document Number | 2017044342 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 2017044342 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 15, 2019 |
| Property Address | 2185 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Document Number | 0024180848 |
| Book / Page | 002418 / 000848 |
| Instrument Date | Aug 07, 2019 |
| Instrument | 31097 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 COTTAGE PARK RD MORGANTON NC 286550093, MORGANTON, NC 28655-0093 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,475.00 (-0.63%) | $516,621 (-) Land $34,047 Building $482,574 | $516,621 (-) Land $34,047 Building $482,574 |
| 2023 | $3,497.00 | $516,621 Land $34,047 Building $482,574 | $516,621 Land $34,047 Building $482,574 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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