2184 Cottage Park Rd, Morganton, NC 28655 Property Records

Burke County property record for 2184 Cottage Park Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,130 sqft · built 2006
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1763089460`

Property Details

APN / Parcel Number

Primary APN	`1763089460`
Alternative APN	`59351`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,130 sqft Living Area
Gross Area	3,170 sqft
1st Floor Area	1,874 sqft
Basement Area	932 sqft
Finished Basement	932 sqft
Flooring	Hardwood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	498 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1763089460
Street Address	2184 COTTAGE PARK RD
City	MORGANTON
State	NC
Zip	28655-0093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2184 COTTAGE PARK RD MORGANTON, NC 28655
Legal Subdivision	COTTAGE PK/LK JAMES PH I
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2023
Census Tract	20203

Owner

Source: Burke County records · APN 1763089460

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2184 COTTAGE PARK RD, MORGANTON, NC 28655-0093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	May 05, 2010 · Amount on Record
Deed Document Number	0002469882
Deed Book / Page	2469 / 882
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 12, 2020
Property Address	2184 COTTAGE PARK RD, MORGANTON, NC 28655-0093
Document Number	0024690882
Book / Page	2469 / 882
Map Reference	MB 1485 PG 333
Instrument Date	Jun 11, 2020
Instrument	2017041200
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2184 COTTAGE PARK RD, 2184, MORGANTON, NC 28655-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 SW 17TH ST, BOCA RATON, FL 33486-7024

Mortgage

Document Number	2017041201
Date	Jun 12, 2020
Instrument	2017041201

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (+1.34%)	$643,800 (+3.11%) Land $40,732 Building $603,068	$643,800 (+3.11%) Land $40,732 Building $603,068
2023	$4,389.00	$624,400 Land $40,732 Building $583,668	$624,400 Land $40,732 Building $583,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.