Burke County property record for 2163 Cottage Park Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,722 sqft · built 2012 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $83,500 (Feb 2009) |
| Tax Bill | $3,995 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1763182921 |
| Primary APN | 1763182921 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 4,450 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 12 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1763182921 |
|---|---|
| Street Address | 2163 COTTAGE PARK RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-0093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL ONE DIST |
| Legal Description | 2163 COTTAGE PARK RD MORGANTON, NC 28655 |
| Legal Subdivision | COTTAGE PK/LK JAMES PH 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20203 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2163 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2009 · Amount on Record |
| Deed Sale | Feb 17, 2009 · Amount on Record |
| Deed Document Number | 0001819457 |
| Deed Book / Page | 1819 / 457 |
| Prior Transfer Date | Feb 16, 2009 |
| Prior Transfer Doc | 0001819457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2163 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2163 COTTAGE PARK RD, MORGANTON, NC 28655-0093 |
| Document Number | 0027240261 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 2724/261 |
| Instrument | 2024000126 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08034 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2054 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,995.00 (-0.62%) | $595,895 (-) Land $34,118 Building $561,777 | $595,895 (-) Land $34,118 Building $561,777 |
| 2023 | $4,020.00 | $595,895 Land $34,118 Building $561,777 | $595,895 Land $34,118 Building $561,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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