2185 Commerce Dr, Bluffton, IN 46714 Property Records

Wells County property record for 2185 Commerce Dr, Bluffton, IN 46714

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,144 sqft · built 2006
Lot Size	1.74 acres (75,838 sqft)
Owner	Individual Name on Record
Tax Bill	$11,504 (2025)
Deeds & Mortgages	Jun 2022 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-22-300-046.001-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-22-300-046.001-011`
Alternative APNs	`00001580330` `0120373501`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,144 sqft Total Area
1st Floor Area	4,144 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	75,838 sqft (1.74 acres)
Lot Dimensions	204 ft deep x 242 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001580330
Street Address	2185 COMMERCE DR
City	BLUFFTON
State	IN
Zip	46714-9292
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	22-27-12 1.741A MID PT N PT
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2016
Census Tract	40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 N 450 E, BLUFFTON, IN 46714-9369
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Quit Claim Deed, Transfer Quitclaim
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022
Deed Sale	Jun 15, 2022
Prior Sale	Jun 15, 2022
Deed Document Number	20222678
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0020222678
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	Jun 15, 2022
Property Address	2185 COMMERCE DR, BLUFFTON, IN 46714-9292
Document Number	0020222678
Instrument Date	Jun 10, 2022
Instrument	20222678
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 N 450 E, BLUFFTON, IN 46714-9369

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2185 COMMERCE DR, BLUFFTON, IN 46714-9292
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/957
Date	May 31, 2017
Book Page	141/957
Instrument	000956280011

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,504.00 (+3.81%)	$605,900 (+0.4%) Land $125,800 Building $480,100	$605,900 (+0.4%) Land $125,800 Building $480,100
2024	$11,082.00 (-19.12%)
2023		$603,500 (-22.15%) Land $125,800 Building $477,700	$603,500 (-22.15%) Land $125,800 Building $477,700
2022	$13,702.00	$775,200 Land $103,400 Building $671,800	$775,200 Land $103,400 Building $671,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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