Okaloosa County property record for 2181 Chase Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,556 sqft · built 1994 |
| Lot Size | 0.403 acres (17,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Jan 2026) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8539-7 |
| Primary APN | C56-000-591-8539-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Heated Area |
| Gross Area | 3,555 sqft |
| 1st Floor Area | 1,658 sqft |
| Upper Floors Area | 898 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 17,564 sqft (0.403 acres) |
| Garage Type | Finished |
| Garage Area | 546 sqft |
| Porch | Open Porch |
| Porch Area | 453 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2181 CHASE DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU C/C EST #8 LOT 23 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | ROCKY BAYOU C/C EST #8 |
| Legal Lot Number | 23 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20900 |
2181 Chase Dr is owned and occupied by an individual who bought it in January 2026.
Source: Okaloosa County records, as of January 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2181 CHASE DR, NICEVILLE, FL 32578-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on File |
| Deed Sale | Jan 7, 2026 · Amount on File |
| Deed Document Number | 3792038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 2181 CHASE DR, NICEVILLE, FL 32578-1633 |
| Document Number | 0003792038 |
| Map Reference | MB 14 PG 5 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 3792038 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | SOUTH OAK TITLE 30A LLC, SOUTH OAK TTL GULF COAST LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 PATFORE LN, NICEVILLE, FL 32578-3764 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2181 CHASE DR, NICEVILLE, FL 32578-1633 |
| Document Number | 0003792039 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 3792039 |
| Name | ACRISURE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
The 2025 property tax bill for 2181 Chase Dr was $3,153 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,153.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,138 | $487,488 Land $123,469 Building $364,019 |
| 2023 | $2,974.00 (+2.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $272,805 (+3%) | $471,993 (+6.03%) Land $108,954 Building $363,039 |
| 2022 | $2,895.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $264,859 | $445,159 Land $103,765 Building $341,394 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2181 Chase Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2181 Chase Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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